What is a SWIFT code?
A SWIFT code is a Business Identifier Code (BIC) used by banks and payment providers when making international transfers. The SWIFT/BIC code - also known as a SWIFT number - is a unique identifier which describes the bank or branch a payment should arrive in.
Using this standard, globally recognised format is one way banks make sure wire transfers and SEPA payments are received safely - even when they're travelling across international borders.
How to check SWIFT/BIC codes?
No sensitive information is viewed or stored when you use this tool.
To check you have the right SWIFT code, type it into the box above following the standard SWIFT/BIC code format. You'll find more about the structure used for SWIFT numbers below.
Important Safety Tips for International Transfers
Before initiating an international wire transfer, always verify the SWIFT/BIC code and account details with your recipient. Wrong codes can cause transfer delays, return fees, or in rare cases, misrouted funds.
- Double check the spelling of the bank name and the country code.
- Ensure the recipient bank is capable of receiving transactions in the selected currency.
- Consult with your local bank branch if you are unsure about the branch code suffix (XXX or specific digits).